No, there is no minimum amount required to be remaining on your EDD card. fails, if specific deposit insurance requirements are met. The digital card is a Visa prepaid debit card, similar to the physical card option we offer, except you will not receive a physical card in the mail. How long do my benefit payments stay on my card? In addition, hotels, auto rental, and restaurant merchants may hold the amount of your estimated bill until final settlement of the transaction, making these funds unavailable for other purchases. You can get cash from ATMs and from tellers at banks and credit unions that accept Visa cards; however, fees may apply after you exceed the number of free transactions at non-Bank of America ATMs. How can I transfer my funds to my checking or savings account? Additionally, banks are allowed to charge merchants .05 percent of a total transaction as a fraud loss recovery charge. Never gonna use the card again. I called back and a new person answered who asked me if I tried "linking another bank to the card for transfers or something?" Due to COVID-19, I would recommend that you use the transfer option on Bank of America's website rather than visiting the bank in person. You may also check your balance by doing a balance inquiry at an ATM, or online at www.bankofamerica.com/eddcard. my construction loan was to roll over to a 30yr fix apon completion. Your funds are eligible for FDIC insurance. Guess what time it was? Also, by viewing how people have found this article by searching for the information--this is not the case, either. We went eight weeks with no income, an extra six days went to waiting for a new card to be sent by BofA. You can check your debit card balance 24 hours a day at no cost by using automated account information via the toll-free customer service number: 1.866.692.9374. Many merchants offer the ability to take up to a certain amount in cash back with a point of sale purchase. Can I get cash at a point of sale terminal? Jenifer L (author) from california on September 15, 2020: No, you need to have the card in order to get your money. I'm done playing these games and feeling ran over. On top of that, BofA is making it difficult for you to get YOUR money. A Bank of America ATM means an ATM that prominently displays the Bank of America name and logo. What will I receive with my EDD Debit card? It took 2 weeks just to get the card and 2 more days of BULL**** to get access to my money. Your account transaction activity is available 24 hours a day at www.bankofamerica.com/eddcard. The amounts could vary by merchant, and usually are $20, $50, or $100. Benefit payments will be deposited into your account in increments for each period you are eligible. They state there are no limits yet there are $1000 daily limits. 14. 25. How do I sign up for mobile text and e-mail alerts? Americans are tired of billion-dollar corporations and the wealthiest 1% of Americans paying less of a percentage in taxes than a family of four trying to survive on $50,000 a year. Then told me it would be $10 to have them expedite shipping to get the card in a couple of days or I can wait 14 days to have it processed and mailed through the post office. I REALLY HATE THESE PEOPLE. Choose "debit" and enter your PIN. Most ATMs require that cash withdrawals be made in multiples of a dollar amount (e.g. So I go into my local BofA-holes to take out my money off the card. Assign yourself a PIN number. In addition, some ATM operators have maximum amounts that may be withdrawn at a machine in one transaction. For all purchases that you are able to pay via cash (grocery shopping, gas, etc. I do wish I'd have read this 2 weeks ago as I'd probably not be ticked off as badly as I am at 2:00AM on a Thursday, searching for something to take my attention off feeling like Bank of America just zipped up their pants and told me to wipe my chin. 27. I've had a few mysterious $3~ fees from BofA from time-to-time on my "campus edge checking account", but they've always waived my overdraft fees, so I'm not complaining. Please help I try calling the fraud department and every time every day at different times that I’ve called both the number on the back of the card and even the help number on the app I wait for around two hours only to be hung up on. Good luck getting the money from BofA-holes. In addition, hotels, auto rental, and restaurant merchants may hold the amount of your estimated bill until final settlement of the transaction, making these funds unavailable for other purchases. 2 HOURS AND 10 MINUTES later I'm still listening to the worst music I've ever had nightmares about and then the line goes dead. Once you request a physical card you will no longer be able to access the digital card information online. "Too big to fail"? ), stop at a Bank of America ATM machine, withdraw the money, and use cash instead of the EDD debit card. Call the BofA EDD phone number. The sticker on the card which comes with the card informs all cardholders that the card number is the username and the password is the last six digits are the passwords. Call BofA’s customer service number to activate the EDD debit card: 1-866-692-9374. If you received a card directly from your sponsor that did not have your name on it, you may be eligible to receive a personalized upgrade card in the mail after a pre-determined number of deposits or calendar days. EDD Debit Card automated account information options include: EDD Debit Card Customer Service representatives can help you with the above options, plus: www.bankofamerica.com/eddcard options include: Banking centers can assist with teller Cash Access transactions and standard checking and savings accounts, but not with detailed account and balance information for the EDD Debit Card. Small local banks and credit unions are not like this. *ATM owners may impose an additional “convenience fee” or “surcharge fee” for certain ATM transactions (a sign should be posted at the ATM to indicate additional fees); however, you will not be charged any additional convenience or surcharge fees at a Bank of America ATM which will prominently display the Bank of America name and logo. It is accurate and true to the best of the author’s knowledge and should not be substituted for impartial fact or advice in legal, political, or personal matters. It still can take up to three days to receive the funds in your bank account, however. Could I or should I transfer funds into my account? I searched online to see if anyone else was as steamed as I was and could see how wrong this is. If you wish to use your card to make a transaction that is greater than the then-current balance in your Account, you must tell the merchant before completing the transaction. i just wanted to add that now you cannot use your card for online purchases as it is now considered a prepaid loadable piece of shit. Most merchants do not charge a fee when you make a purchase. The EDD Debit Card is valid for three years from the date of issue. I'm going to have to agree. It only includes the 1.7 million Californians who are unemployed. the bunco squad from Savannah GA on October 16, 2011: Great hub, and a great way to keep Mr. Banker from stealing more money. Its ignorant pricks like you that make America worse its not the 1%. Flat out theft imo. That has to be illegal. We recommend you activate your card immediately. VERY clearly stated with the card info is "ATM owners [which includes point-of-sale machines] may impose an additional 'convenience fee' or 'sur charge' for certain ATM [and pay-point] transactions, however you will not be charged any additional converience fee or sur charge fee at any B of A ATM. I never was good at it, and my boss was always reminding me of that. How convenient indeed! And b of a customer service was of no help! If you don't activate right away, we will send you up to 3 reminders to activate. Pi** off, BofA! Especially when their shoddy mortgages contributed to people's unemploymeent status. ATM withdrawals at domestic Bank of America ATMs. The kicker for me today was a really embarrassing moment trying to purchase a 2$ flashlight. Digital cards are ideal if you prefer to just transfer the funds directly to your personal bank account. School of Ed's Grant Writing Funds Playground Details Published: October 8, 2015 On Thursday, September 24, two School of Education faculty members, Dr. Janet McNellis and Dr. Patricia Joergensen, took two Education students, Hannah Britland and Valarie Killian, to Antonia Pentoja Charter School to help build a playground. This way you don't need to wait 7-10 business days for a physical card to arrive in the mail after you certify for your first payment if you just want to transfer funds to your bank account. Is it considered a direct deposit or a wire transfer? If using a debit card at a gas station pump, when it asks “is this a debit or credit card” (even if it is a bebit card) click “credit” not debit or click “no” it’s not a debit card then it don’t ask for a PIN it asks for the cards zip code. (I wanted to tell her I'd rather eat my own vomit than have an account with BofA). I'm hopeful that enough Californians find this hub, read it, understand it and get pi**ed. The California Employment Development Department Debit Card Deposit Agreement you receive with your card will provide specific instructions on the dispute process and the time frames that apply to the Bank of America “Zero Liability” Policy. I was told I have to use the ATM. i updated my address over 2 months ago but boa keeps mailing it to my old address so ive been chasing my debit card for 2 months and they keep giving me same answer (its not showing in there system call edd)ive got emails confirming that i updated and changed my address.anyways can i go in the branch with no debit card and get my funds ? :). So I'm going to have to get a babysitter and trek far into the city to get my money from a bigger BofA-holes. They decided to add$ 1500.00 to my financials for a modification. Is there a daily maximum I can take from my EDD Debit Card account? You are not a customer. It is recommended you perform a balance inquiry before performing a transaction so you will know how much money is available in your EDD Debit Card account. If you want cash, select the amount and it will be added to your purchase. Many merchants limit the amount of cash that may be obtained in connection with a purchase transaction. Jenifer L (author) from california on July 01, 2020: This is a rule for BofAs customers. P.I.T.A) and tested the card twice making small purchases. Another reader had the same problem, but she was successful in obtaining her money in one transaction based on the fact she is not a customer. I can’t find the information about transfer limits per specific time period anywhere else on their site. 1. Your problem is with EDD. If it costs the taxpayers anything to have an account with them, without choice they should have every right to not keep their money there. Bank of America (BofA) has an exclusive contract with the California Employment Development Department (EDD) to administer EDD benefits … I would like to share this article on Facebook, but I don't see a link to do that. I was not happy at all when I received my card. Use the phone. Don't know what all the anti BofA flaming is for. Sign-up for alerts by logging in to your account and selecting Alert Settings and Alert Options under Profile. Operator comes on, asks me for 10 kinds of identity verification stuff like color of my neighbors carpet, length of cat's tail, etc (not really the cat one, but they are excessively stupid about this part) The 'service' representative rushes at that point and says "it all looks good, no problems here and thank you for calling Bank of Amer...." WHOOOOOAAAAA! Thanks for the info! That's another story and the reason I ran into this article today. Having no cash on me, I left the store and the flashlight there. 21. B of a would only allow me to pull off up to 1500 dollars a day at the teller is this normal. Get access to cash at ATMs, point of sale* terminals, and at Visa banks and credit unions. It’s easy to manage alerts. This guide will show you how to prevent Bank of America—a predatory corporate bank that nevertheless got bailed out in the 2008 financial crisis—from profiting off of your unemployment benefits. Once activated, your current balance will transfer to the new card and your old card will become inactive. And if each person swiped their EDD card three times, then the corporate bank makes over $1.2 million dollars in convenience fees. Don't give them any more money! If my purchase is greater than the available balance on my card, can I apply the balance toward the purchase? I am not an Occupy Wall Street type. I was stunned and livid!! They truly do suck and for their sakes, I hope they turn loose of MY money without any more aggravation. They try and get you to go to another bank even if you do not have any bank account anywhere. Under Bank of America’s exclusive 2010 unemployment debit card contract with the state, which was first detailed by CalMatters, the Employment Development Department does not pay the bank directly for its financial services. I'd activated the card already, went through my hazing initiation and learned all the Bank of America secret handshakes, do's and don'ts, setup my mobile BofA prepaid debit card app, setup the BofA online Account Access (a completely idiotic joke of an online banking account, different user/pass, verifications, etc. It was just disgusting. 5. The following items are in your EDD Debit Card welcome packet: When you receive your card, carefully read all information to ensure proper activation and use of the card. I go home and call the BofA Customer Card Care department and hear the automated recording say "YOU ARE CALLING ON A CLOSED ACCOUNT" What the hell is going on? Will my EDD Debit Card affect my credit score? This is usually around .10 per gallon. Long story short. Gas stations are able to hold up to $75 on your debit card (in addition to charging you more per gallon for using a debit card). The below quote is from Bank of America’s website: Are there any transactions that I can make with my card that will cause a “hold” on my funds? You should only need your name, social security number, date of birth, and address. Present your bank with the BofA card. Choose to get notified as soon as you’ve received a new deposit. You must contact EDD to change your address on your Unemployment Insurance, Disability Insurance, or Paid Family Leave claim. I never did like the taste of being fed pooh! Any suggestions? "You do not have to receive your payments on this benefit card". Americans across the country are fed up with billion-dollar corporations accepting bailouts while flying on their corporate jets to attend meetings in order to determine how many workers to terminate and how many jobs to ship overseas. Even though EDD claims that they have the proper address, apparently EDD did NOT give the updated address to BofA. That would be awful! Sign, take your card and receipt. It’s like they’re forcing you to use it for BofA. whats funny is that i had disability in 2011 for brain surgery, so without knowing they (edd) sent me a new card in 2014 to an old address and with me filing a claim now (COMPLETE DIFF. I’m also wondering if transferring my money to PayPal which I was trying to do may have also given them a reason to do this to me please help thank you, @reese_smith to unlock card call number on back of card and follow instructions. If you request your money in person at a Bank of America branch, they do not profit from convenience fees—and you won't have to wait for two or three days like you would if you instead linked your checking account to your EDD debit card. What do I do to get it unrestricted? When you purchase gas with the BofA card, an additional amount of money is put on hold until the transaction goes through. What time of day can I withdraw or make purchases with my payment? Bad enough I have to be on unemployment, but now I am helping to make the rich richer. I decided I'd call them back today and asked them to wire the funds to my credit union. 2. CBS anchor woman Cindy Hsu recently got involved in dangerous coraption business with crazy CBS anchor Otis Livingston to steal money from Goldman Sachs company employees bank accounts never trust Cindy Hsu and Otis Livingston they belong in prison!!!!!!!!!!!!!!!!! Ask to speak to a supervisor. Its declined as a precautionary step against fraud, Can I send someone in my family a Western Union wire transfer with my EDD debit card. You can choose to set up automatic transfers, which still takes up to two or three days. 6. I would think that this is their mistake and i shouldn't have had to pay since they didn't even check to see that my addresses were completely different however since they automatically send out a new card to those who ever had priors claims "every 3 yrs. To the Lloyd Blankfein of Goldman Sachs. What if I have a card that doesn’t have my name on it, and I receive a replacement card in the mail that has my name on it? All EDD Debit Card accounts will be issued in your name only. We always had the pep talks...sell, sell, sell. Two swipes each and BofA makes $816,000 in convenience fees; three swipes and BofA makes over $1.2 million dollars in convenience fees. It's important to note, however, that you will need to know the exact amount on the card, since BofA doesn’t have this information. This content reflects the personal opinions of the author. Do not contact the EDD to set up a direct deposit transfer. 17. 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